maxspeed96CT

iTrader: (9)

Let say i wanted to buy a new maxima, what are some good places to get a good intrest rate on a used car.

My local banks are kind of high around 10%

anyone know of any online banks / sites that have good rates?

Redline Maxima

iTrader: (10)

try capitalone.com. they respond quickly and the rates aren't too bad, of course depending on your credit.

KsuMax

try a credit union

ROCKART

iTrader: (23)

used car loans tend to be set to outrangeous interest payments. my buddy just had to borrow 10k to buy a 7k car. plus you have to pay extra high insurance payments.

i would borrow money from a family member or friend, or put a lein on something nice that you own.

iwa2008

We did ours through the credit union/ dealer.

maximadave

iTrader: (10)

It is all based upon your credit. The best rates are your credit unions.

hoyshnin

iTrader: (1)

how about just saving up until you can buy it in cash? No loans, no hassle, no risk.

Synki

Dave put it best.

maxspeed96CT

iTrader: (9)

my credit is pretty good,

and i noticed rates are good at credit unions too, but how the hell do i get into one, all the ones in my area that i checked wont let you just open an account , someone from immidiate family has to have an account there and must refer you ??

hggcf MAX

Look out for credit car offers . I was able to get what i needed on a cheaper rate through chase credit card company rather than a standard car loan.

maximadave

iTrader: (10)

I work with credit unions here where I work as a car broker. If you are Tier one credit (The best) The best rate I've seen lately with our credit unions are 7.75% for 84 months or 6.95% for 72 months on a used car!

SilverGLE

iTrader: (21)

It depends on the CU... Mine is open to anyone in the area, while we have the Tennessee Teacher's Credit Union, City Employees' Credit Union, and others that are occupation-specific.

maxspeed96CT

iTrader: (9)

ya i bought my current maxima like that, i had 0 % intrest for 12 months, but i only took out a small amount and it was a pita , I dont want to take out a large amount on it.

I guess im gona visit some of my local credit unions and see if anyone will hook me up without having to be a teacher or a post office worker .

NismoMax80

iTrader: (6)

my credit union is the best. since they cut me a new car one for $30k low %, i was easily able to get the nissan one instead for 1.9%

join one. they are great.

bladerunr

iTrader: (14)

you can try roadloans.com. i can't guarantee your rate but they are great to work with.

lastonestanding

Before I became a Loan Officer, I worked for Capital One Auto Finance as an underwriter. I would have to recomened them because its a steamline process and they usally give the best rates for used cars. I don't know what there rates are today but I have a buddy that still works up there and I know he can get you a good rate...if you want me to talk to him i can for you, just email me so I can give you his # at work.

sparky1562

I would say credit union, if you belong to one! Easier to deal with, lower cost loan and all.

Zach95SE

iTrader: (3)

There are a couple in Cromwell that have opened recently that are supposed to be taking on new customers. I think you in central CT so it shouldn't be too far from you.

maxspeed96CT

iTrader: (9)

thats not to far from me, do you remember the name by any chance?

ZIPPIN

iTrader: (32)

Forum credit union has 5.75% for a 48 month loan..

Zach95SE

iTrader: (3)

I'll drive by them both tomorrow. I'll let you know.

Actually one is American Eagle Credit Union

MaxiRacer

iTrader: (2)

whos ur bank? wellsfargo even if ur credit is not all that great they are giving 6.94% to basically anyone

i30krab

iTrader: (1)

When all else fails, your parents or in-laws if you have any.

maxspeed96CT

iTrader: (9)

ive got banknorth and peoples.... they are around 10% and over last time i check , and the can keep thier money at that rate