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Well if you pads are thick thats usally a sign of aftermarket pads, They might not look like they have shims on them because they are painted over but yes they are built into the pads. You can also do a quick test to see if its an issue similar to mine or something else. After taking your wheel off turn the wheel with your hands, see if the pads move up and down or shift at all...if they do then yes you have an issue similar to mine otherwise its something else.
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