4th Generation Maxima (1995-1999) Visit the 4th Generation forum to ask specific questions or find out more about the 4th Generation Maxima.
View Poll Results: What will the insurance company do?
Total it
46
83.64%
They'll fix it
9
16.36%
Voters: 55. You may not vote on this poll

Lets play "Is It Totalled!"

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Old 08-29-2012, 09:58 AM
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Lets play "Is It Totalled!"




The problem:



He "just looked down for a second" going 45 while I was stopped, with brake lights and turn signal on waiting for traffic to go by the opposite direction so I could make a left.

At 45 miles per hour you travel 66 feet every second.

My car is a '97 with 176,xxx miles. Still got 30 mpg on the highway.
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Old 08-29-2012, 10:01 AM
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Nope, that'll buff right out.















sucks, dude. I'm sorry to see that. One HELL of an impact. Hopefully dude's insurance will give you fair value for the thing. Hopefully you're OK and not hurt too badly...gawd damn...

Last edited by Amerikaner83; 08-29-2012 at 10:04 AM.
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Old 08-29-2012, 10:02 AM
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Sorry man. Start lookin for a new car.
At least you're ok
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Old 08-29-2012, 10:03 AM
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wow..

Insurance considers a car totaled if the damage/repair costs are over half of the car's value. My guess would be it's totaled, but some other 4th gen members are prolly gonna chime in.

That sucks to see/hear about, sorry that happened. Is your neck messed up? i.e. whiplash, muscles "guarding", etc?
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Old 08-29-2012, 10:04 AM
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Ryan..of course it's totaled...can you say "frame damage"?
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Old 08-29-2012, 10:06 AM
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Originally Posted by Amerikaner83
Ryan..of course it's totaled...can you say "frame damage"?
Flame damage..

..damn my Engurish!! ><
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Old 08-29-2012, 10:07 AM
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:
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Old 08-29-2012, 10:08 AM
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That maxima is done. Glad you are okay and his insurance better cover you enough to get a new maxima (or different car)
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Old 08-29-2012, 10:09 AM
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i like how the muffler is still intact
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Old 08-29-2012, 10:12 AM
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Yeah uhhh pretty much anything will total a 4th gen these days.... even if the repairs aren't half of the vehicles value... sourcing the parts are impossible aka pretty much TOTALED!

We brought one w/ rear bumper cover only damage w/ 133k miles auto.... totalled.
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Old 08-29-2012, 10:12 AM
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Originally Posted by Roosky
i like how the muffler is still intact
I was about to say this. I can't believe its still hanging in place
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Old 08-29-2012, 10:41 AM
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Originally Posted by AznRyan
wow..

Insurance considers a car totaled if the damage/repair costs are over half of the car's value. My guess would be it's totaled, but some other 4th gen members are prolly gonna chime in.

That sucks to see/hear about, sorry that happened. Is your neck messed up? i.e. whiplash, muscles "guarding", etc?
it's not half of the car's value. it depends on the insurance company. for some it's as high as 80 percent.

oh...your car is totalled by the way. sorry man. good luck with the next one. that must have been scary.
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Old 08-29-2012, 10:45 AM
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They'll fix it.
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Old 08-29-2012, 11:13 AM
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other than probably the roof, thats one of the most expensive parts to fix. front end can all be bolted on (assuming no frame damage) and that will all have to be cut chopped and rebuilt... I honestly would be surprised to find a shop willing to do it lol

let the search begin for your next 4th gen! GL man, glad your alright!
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Old 08-29-2012, 11:17 AM
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definitely not totaled, all you need are a bumper, bumper support and a trunk, and a back glass
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Old 08-29-2012, 11:20 AM
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She looks gone to me. Get another MAX with the insurance money.
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Old 08-29-2012, 11:22 AM
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Funny how the spoiler just flopped right off, wonder if it's cracked.
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Old 08-29-2012, 11:29 AM
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Seriously though that sucks. Same thing happened to my mom a few years back in her monte carlo, but dude was looking down.......READING A BOOK!

Seriously, we the insurance company tries to low ball you, do not settle for $2000 or some bs.
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Old 08-29-2012, 12:04 PM
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Save what you can and swap it into another 4th gen. 99% of you wouldn't do that but you asked. Looked clean.
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Old 08-29-2012, 12:11 PM
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There's no way that isn't totaled. Take the money and get another 4th gen with less miles and move over the parts that are salvageable if you've modded it
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Old 08-29-2012, 12:13 PM
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Chop the broken rear half off, weld on a good rear half = problem solved

thank god for FWD!
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Old 08-29-2012, 12:18 PM
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Don't back-half a Maxima. This ain't wild hillbilly adventures with ted and darrell.
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Old 08-29-2012, 12:23 PM
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Originally Posted by StH1110
Don't back-half a Maxima. This ain't wild hillbilly adventures with ted and darrell.
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Old 08-29-2012, 01:09 PM
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I've never been involved in a totalled insurance claim but is it possible to get them to "write it off" and still let you keep the junk pile? I'm sure there's a ton of great parts in there that are undamaged.
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Old 08-29-2012, 02:25 PM
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I cannot believe you are even asking if its totalled. HELL YES its totalled lol
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Old 08-29-2012, 03:02 PM
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I send you my condolences...
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Old 08-29-2012, 03:55 PM
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No doubt your car is totaled. I'm willing to bet the chassis of the car got tweaked when it was hit.
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Old 08-29-2012, 03:57 PM
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Glad your okay. Hows ur neck though !
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Old 08-29-2012, 04:36 PM
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I am 99% sure no insurance company in their right mind would thinks its a good idea to fix this car. This thread is for fun. Gotta try to keep the mood light.

The three grand or so I get for it will go towards a down payment on a used 335i. Just got back from the dealer and they have a nice one for sale. 300 lb ft of torque from 1400 - 5000 rpm.

Physically I'm fine, but I am a bit disappointed. I puts lot of blood and sweat into that car. It's a fun hobby, but it surely doesn't pay off when something like this happens.

Oh well, it was fun while it lasted.
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Old 08-29-2012, 04:53 PM
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Dayum, I dont think it's totaled but with suposively half of the world going obese soon, The insurance company says its toatled (too much work)
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Old 08-30-2012, 11:46 AM
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Originally Posted by ajm8127
I am 99% sure no insurance company in their right mind would thinks its a good idea to fix this car. This thread is for fun. Gotta try to keep the mood light.

The three grand or so I get for it will go towards a down payment on a used 335i. Just got back from the dealer and they have a nice one for sale. 300 lb ft of torque from 1400 - 5000 rpm.

Physically I'm fine, but I am a bit disappointed. I puts lot of blood and sweat into that car. It's a fun hobby, but it surely doesn't pay off when something like this happens.

Oh well, it was fun while it lasted.
Yo Ajm man, sorry for the loss. Lots of good times.

But i feel u, gotta look on the bright side.

In my last settlement, insurance gave me 3200 for my 4th gen.

Good luck man
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Old 08-30-2012, 03:57 PM
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Ouch .... glad you are ok mang! That looks pretty bad and I'm gonna say it was probably not much fun either. Don't take the first offer the insurance co. gives you .... stick it to those tardz. Insur is such a rip off anyway .... make em pay. G'luck
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Old 08-30-2012, 04:42 PM
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Damn the car is done . Glad you are ok .
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Old 08-30-2012, 04:50 PM
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anyone who gave an answer saying that it isnt totaled, yall're beyond joking right?
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Old 08-30-2012, 04:54 PM
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its not just a question of replacing both quarterpanels, decklid, all rear unibody panels, taillight sockets, tailights, bumper support, bumper support brackets, bumper cover, and rear w/s. but with an impact like that i bet theres a kink in the rails probly all the way up in the cabin.
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Old 08-30-2012, 08:57 PM
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Originally Posted by GGENIUS
its not just a question of replacing both quarterpanels, decklid, all rear unibody panels, taillight sockets, tailights, bumper support, bumper support brackets, bumper cover, and rear w/s. but with an impact like that i bet theres a kink in the rails probly all the way up in the cabin.
the genuis has spoken wisely...
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Old 08-30-2012, 09:10 PM
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very sad... my vote is for totalled. sorry bud. but now you can start all over on a new project.
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Old 08-31-2012, 05:32 AM
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Well the verdict is is: total loss. The adjuster needs to value the car but I'll check NADA and KBB and get a value for myself before she calls me back.

I must say, I really liked this car. I'm just kind of glad this didn't happen after I put the new engine in. Unfortunately the FWD platform is just not what I see myself in long term, but that may change once I have kids. I will always have a favorable view of Nissan; after owning four of them I can say they are well built cars with an emphasis on reliability.

I do plan on continuing to be a part of the Maxima community. I'm working on forming a company right now with the intention of doing some electronics consulting work on the side. After working with Darren on his 2009 VQ35 swap, I've found that I really enjoy helping people make their projects a reality.

Thanks, everyone, for the concern for my personal well being. Keep your seat belts tight against your chest, it makes all the difference. My girlfriend had her seat back slightly reclined so there was a gap between her cheat and the belt, and as a consequence so got tossed around a bit after the impact. Fortunately the seat belt caught her, but it bruised her ribs in doing so. Make no mistake, that seat belt probably saved her life, or at the least kept her from more serious injury, but if it was tight against her chest like mine was, there would not have been any injury sustained.
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Old 08-31-2012, 07:15 AM
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Glad your OK. The crumble zones worked as they were designed.
The vehicle did a good job of absorbing the impact.
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Old 08-31-2012, 10:31 AM
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Originally Posted by njmaxseltd
Glad your OK. The crumble zones worked as they were designed.
The vehicle did a good job of absorbing the impact.
True story. You can absolutely tell the rear of the car sacrificed itself in order to maintain the shape of the passenger compartment. Honestly I'm more than pleased because I walked away from a pretty bad accident.

And yeah the car is totaled, but when I bought that car my financial situation was much different than it is today. So it's time for an upgrade. Just at the beginning of August my ABS light came on and I got to thinking that this is an great car, but it has passed it's prime. I was contemplating buying a 335 before the accident even.
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